- February 1, 2022
- in News
- by Joshua Rollins
Running a business means you’re likely the type that likes to do things independently. There is much to be proud of when building a business on your own. The skills you teach yourself are grand achievements. But a lesson many business owners learn is that it is nearly impossible to go in completely alone. There will be a lot of situations where you need some experienced help, and recovering from a natural disaster is one of those times.
You’re already in a bad place, your business hit by a natural disaster, and you need to clean things up before operations can pick back up. Your first thought may be to reach for some gloves and a shovel and get to work, but there are many reasons, legal and practical, to hold on and call in a pro.
The first and most significant reason to call in a pro is the monetary implications. Sure it’s cheaper on the surface to do it on your own or in-house, but when it comes to insurance and liability, that can quickly change.
Any money you save by doing the work yourself will disappear entirely the moment you or one of your employees is injured during repairs. Even with excellent insurance, this could cause major issues for you. Professional disaster repair services are comprised of well-trained individuals who regularly work with insurance companies to keep everything above board.
Cooperation with insurance companies and industry experience means you are likely to receive accurate cost estimates much quicker than you would be able to calculate yourself. They will be able to quickly and accurately assess the damage to your property and know exactly what is required to repair it. They may even know when something can be saved and restored instead of entirely replacing a part of your property.
This all leads to more money saved for you and ensures the repairs are completed correctly, on budget, and are covered by insurance as much as possible as opposed to repairs done on your own, which could involve inflated budgets without any coverage by your insurance. Repairs not performed by their trusted services are very unlikely to be covered by your policy.
With this abundance of knowledge, the pros also bring along many specialized tools. Included in your costs from these services is the cost of any special tools and products they may need. These are all tools and products you would have to source, rent, or buy if you decided to do the repairs yourself.
A final consideration is that you can easily do more damage than you fix. If repairs are performed improperly, it may mean anything from a costly redo to a catastrophic failure later.
If you lack the training, knowledge, tools, and certificates, it is best to leave it to the professionals. At best, you will get the job done without the approval of your insurance. At worse, you exacerbate the damage and injure yourself or an employee.
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